Latest-generation Huawei smartphones, such as models in the P40 line, run on the Android-based EMUI10 operating system. This gives access to the AppGallery application market, supported by the powerful search engine Petal Search. But that's not all: this proposal is integrated into the HMS ecosystem, or Huawei Mobile Services, which allows you to benefit from a large number of functionalities, in particular associated with mobile security.

In short, Huawei offers a wide and secure offer on its smartphones equipped with the HMS ecosystem. In particular, this allows secure access to applications associated with major French banks, as well as other online financial services.

Banks at the rendezvous on AppGallery

At a time when people travel less and less to their bank branch, the smartphone has virtually replaced both the counter and the adviser, which have long been essential passages for effective money management. This is why it is essential to be able to find the application associated with your bank on your mobile device. Huawei's HMS ecosystem provides access to many financial players.

On AppGallery, it is possible to download several applications from Société Générale, namely the one dedicated to individuals, but also the professional app and the one dedicated to Key Accounts. Crédit Mutuel and CIC also offer their various applications, as on any other mobile operating system. We can also mention the services of La Banque Postale which, again, are aimed at both individuals and professionals.

Fintech at the heart of HMS

Banking applications are present within AppGallery, but they are not the only ones. Indeed, more and more Fintech players are settling within the Huawei ecosystem. Among them, we find in particular Lydia, a French startup with undeniable success, which allows payments and refunds to be made from your smartphone. After raising 112 million euros in 2020, the company reached 4.5 million users in December 2020, and it bet on HMS to continue to expand popularity.

Bankin is also present on AppGallery. This application, which allows you to better manage your money via a coaching system and a complete analysis of bank accounts, has more than 4 million monthly users in France. Owners of a Huawei smartphone can now enjoy the benefits of this service, which is available free of charge.

HMS, a trusted actor for the banking sector…

Before developing and deploying their applications on AppGallery, all of these banks and Fintech players have audited Huawei's app market, as well as HMS kits. The objective was clear: to validate the levels of security, and to ensure compliance with banking standards, at levels equivalent to those of Google, the mobile OS of Android. The presence of so many services related to banking and finance on AppGallery confirms that Huawei's ecosystem is perfectly suited to this digital use.

With HMS, Huawei has set the bar high for mobile security. Its multiple datacenters installed on all continents allow it to store the encrypted data of the users of its ecosystem as close as possible to their geographical location, in accordance with the data management policies in force, which includes the GDPR in Europe.

… and for mobile users

If Huawei Mobile Services displays solid arguments that always attract more financial players, it should not be forgotten either that this wealth in terms of services is also an asset for users. In September 2020, Huawei's ecosystem had more than 580 million monthly users worldwide, including more than 4.2 million in France alone. Constantly changing figures, which prove the interest and confidence of mobile users for the Huawei platform.

Banks and financial services therefore have everything to gain by offering their applications on AppGallery, with a view to addressing their customers who have chosen the HMS ecosystem for their mobile uses, and who have the assurance of being there. find everything they need to effectively manage their online accounts. A reliable and intuitive experience, which takes the form of a veritable virtuous circle that encompasses both professionals in the sector and their customers.